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IIT-Kharagpur invents microneedle for painless shot

All it took for inspiration to develop a painless injection was a mosquito bite. Yes, a mosquito uses a unique method to deliver a painless bite and researchers at IIT Kharagpur wondered if they could make an injection that mimicked the mechanical action involved. While most of us think that a mosquito bite hurts, in reality, the irritation is due to chemicals in its saliva. After three years of research, IIT-Kgp, along with the Tokai University of Japan, has invented this novel injection that uses a microneedle to extract blood or deliver drug painlessly by using the same suction-based pressure that a female mosquito uses to suck blood. The diameter of the needle is just 30 micro metre. Besides others, this injection will especially benefit diabetes mellitus patients as blood tests are critical for its diagnosis and management. These patients have to check their blood gl...

Life Insurance

What is Life Insurance (LI)? Life Insurance is a mutual arrangement between the Insurance company and a policyholder, which guarantees of compensation in the unfortunate event of the policy holder's demise in return for payment of a specified premium. In case of the unfortunate event nominee will receives the specified sum from the insurer, otherwise policy holder will receive. Why to invest in Life Insurance (LI)? Your loved ones is taken care of in case of any unfortunate event. Financial security enables Your loved ones to continue with life. What is the return expected in Life Insurance (LI)? 4-6% (Guaranteed) What is the claims paid ratio in Life Insurance (LI)? Upto 98% About Life Insurance (LI) Criteria Value Interest ...

Employee Provident Fund (EPF) / Provident Fund (PF)

What is Employee Provident Fund (EPF) / Provident Fund (PF)? Employee Provident Fund (EPF) and Provident Fund is same. Employee Provident Fund (EPF) is a retirement benefit scheme available to all salaried employees. The EPF scheme promoting savings to be used post retirement by employees. This fund is maintained and overseen by the Employees Provident Fund Organisation of India (EPFO). Any organization employing a minimum of 20 workers is liable to give EPF benefits to the workers. Why to invest in Employee Provident Fund (EPF) / Provident Fund (PF)? The principal and interest in the EPF/PF account are guaranteed by the Government. Equal contributions from employer also add's up the investment amount. 8.33% from employer's contributions is diverted to your EPS (Employee’s Pension Scheme).A retired person gets the lump sum EPS money along with PF. Wha...

Tax Saving Investment Options Under Section 80C

Are you looking for the tax saving options under 80C?! Visually you want to understand?! You are in the right place. I have given the top possible options with maximum details; Equity Linked Savings Scheme (ELSS) Public Provident Fund (PPF) Fixed Deposits (FD) National Savings Certificate (NSC) National Pension Scheme (NPS) Sukanya Samriddhi Account (SSA) Employee Provident Fund (EPF) / Provident Fund (PF) Life Insurance (LI) Equity Linked Savings Scheme (ELSS) Public Provident Fund (PPF) Fixed Deposits (FD) National Savings Certificate (NSC) National Pension Scheme (NPS) Sukanya Samriddhi Account (SSA) Employee Provident Fund (EPF) / Provident Fund (PF) Life Insurance (LI) ...